Share Account at Old Kampala Easy SACCO

Becoming a shareholder in our SACCO is more than just saving, it’s a gateway to ownership, financial empowerment, and community development. With each share priced at just UGX 10,000, members are encouraged to purchase at least two shares per month. These shares serve as a personal asset, granting you several key benefits:

Why Buy Shares?

  • Ownership and Voting Rights: Every shareholder has a voice in decision-making and the opportunity to participate in meetings.
  • Leadership Opportunities: Shareholders are eligible to be elected into committee positions.
  • Annual Dividends: Earn up to 10% in share dividends, plus a patronage bonus after the annual audit is approved at the AGM.
  • Loan Access: Your shareholding determines your borrowing capacity—up to a 1:5 ratio, allowing you to access loans as high as UGX 20 million based on your contribution level.
  • Transferable Investment: While shares are not withdrawable, they can be transferred to another individual upon termination of membership, with a 90-day written notice.

By investing in shares, you’re not only building your own financial stability but also strengthening our SACCO and the wider community. Take advantage of this opportunity to grow with us—one share at a time.

Share-to-Loan Ratio

(How much you can borrow)

Your SharesMax Loan Amount
100,000 UGX500,000 UGX
200,000 UGX1,000,000 UGX
400,000 UGX2,000,000 UGX
700,000 UGX3,500,000 UGX
1,000,000 UGX5,000,000 UGX
2,000,000 UGX10,000,000 UGX
3,000,000 UGX15,000,000 UGX
4,000,000 UGX20,000,000 UGX

How to Buy Shares

  1. Visit SACCO office with cash/ mobile money
  2. Request share purchase form
  3. Receive updated share certificate

Key Features:

  • Share value:10,000 UGX each
  • Recommended:2+ shares monthly(24+ shares/year)
  • Minimum to borrow:10 shares (100,000 UGX)
  • Dividends: Earn up to 10% annually after audit approval
  • Patronage Bonus: Extra payout from SACCO profits at AGM
  • Voting Rights: 1 share = 1 vote in key decisions
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