When you buy shares at Old Kampala Easy SACCO, you’re doing much more than just saving money. You are purchasing a piece of ownership in a thriving financial cooperative. Each 10,000 UGX share strengthens your financial foundation, directly increasing the amount you can borrow and securing your annual earnings through dividends. This isn’t a passive bank deposit; it’s an active stake in your own financial future and the collective success of our community.

Your shares are a powerful financial tool. They determine your maximum loan eligibility—for every 100,000 UGX in shares, you can access up to 500,000 UGX in credit, following our 1:5 share-to-loan ratio. This system is designed to reward consistent savers, allowing you to graduate from a 500,000 UGX first loan all the way to 20,000,000 UGX as your share capital grows. Beyond borrowing power, shares earn you up to 10% in annual dividends and a patronage bonus after our AGM, turning your savings into a genuine income-generating asset.

Perhaps the most overlooked benefit is your voice. Share ownership grants you voting rights in major SACCO decisions, eligibility for leadership positions on our committees, and a seat at our Annual General Meetings. This democratic model ensures that the SACCO grows in a direction that benefits you, the member. Your investment is secure, transferable, and backed by a transparent audit process—proving that at Old Kampala Easy SACCO, your money works as hard as you do.